Thursday, October 3, 2013


Short Sale Agent Update

October 3, 2013

Distressed Ohio Homeowners May Qualify for Ohio's Save the Dream Ohio Transition Assistance Program (TAP)
If your financially distressed Ohio clients can no longer afford their homes and are pursuing a short sale or a deed in lieu of foreclosure, they may be eligible for financial help with their relocation to alternative housing.
The funds come from Transition Assistance Program (TAP), part of the Save the Dream Ohio Program.
The state of Ohio is providing up to $5,000 in transition assistance to qualified homeowners who can no longer afford to stay in their homes.  You can help by advising your distressed clients that they must:
  • Apply for the funds through their state's website or by calling 1.888.404.4674.
  • Maintain their property until their house is sold or returned to the lender via a negotiated deed in lieu of foreclosure.
For qualified homeowners, these state funds may be used in addition to any other transition assistance that the homeowner may receive by participating in the Federal Home Affordable Foreclosure Alternatives (HAFA) program or in any other pre-offer short sale program.

To learn more about the Transition Assistance Program's guidelines, and how your clients may qualify, please visit that program's website at

If you think you are interested in finding out more information on this program please feel free to call me for a FREE consultation!!  See MY WEBSITE for additional information!!

Wednesday, July 3, 2013

FREE Credit Seminar @ Easton Town Center

Do you have bad credit? Do you have no credit? Team USA Credit Repair and Molly Hay, have teamed up to help you rebuild your credit!! Let Curtis Luckett III show you how he can help you go from a 500 credit score to a high 600-700 in 60-90 days!!! He has helped previous clients rebuild their credit quickly and help make the American dream of owning a home a realty!!!

Where: Remax Town Center Located at: 4100 Regent Street, Suite B, Columbus OH 43219
Date: 7/17/2013
Time: 7:00  p.m.
This seminar is FREE!! If you are curious about your credit score this seminar is a MUST!!

Facebook Event Link:

TO RSVP:  Call/Text 614-581-2086 or Email:

Wednesday, January 2, 2013

The 2007 Mortgage Forgiveness Debt Relieft Act has been EXTENDED!!!!!

Congress passed a bill yesterday, The American Taxpayer Relief Act of 2012 (Sec. 202) which extends the Mortgage Forgiveness Debt Relief Act through December 31, 2013. This legislation extends dozens of other tax cuts that have expired or are set to expire at the end of the year, including one that extends homeowners’ ability to deduct the cost of mortgage insurance on a qualified personal residence.

Under the federal tax code, all types of forgiven debt are treated as income, subject to regular taxes. Because of the Mortgage Forgiveness Debt Relief Act, homeowners who get their mortgage debt forgiven through either a short sale, loan modification, deed in lieu or foreclosure won’t be taxed on the amount forgiven up to $2 million. This has been a huge incentive for sellers in a distressed situation!!! This act has helped distressed homeowners move on and get back on track faster!
This law was set to expire December 31, 2012. If it hadn’t been extended, any forgiven amount of debt would be considered taxable income, which would be devastating for homeowners who are already experiencing a financial hardship.

If you or someone you know is facing foreclosure please do not hesitate to call me! I am an experienced short sale agent who can help you avoid foreclosure!! I am a FREE service to you if you qualify for a short sale!!!  There are options available to you, don't just walk away!!!